1 thought on “What is the limit of the Kuba of the Agricultural Bank of China?”
Jim
Personal online banking transaction limit maximum limit: 1, generation Kbao customer: transfer and payment limit of 500,000 yuan, a daily cumulative 1 million yuan (the limit cannot be increased); 2, second -generation K treasure (including including General Kbao) Customer: 1 million yuan for transfer and payment limit, 5 million yuan per day (the limit can be increased to any nationwide agricultural bank outlet); 3. 10,000 yuan, a daily cumulative 1 million yuan (the limit cannot be increased); 4, online banking IE certificate dynamic password card customer: transfer and payment limit single 1,000 yuan, a daily cumulative 3,000 yuan (the limit cannot increase increase To. The expansion information: (1) According to the existence of physical classification. Inned whether there is a physical outlet, we can divide the online banks into two categories: The electronic banks that rely on the Internet, which completely depends on the Internet, also called "virtual bank". Refers to online banks without actual physical counters. This kind of online banking generally has only one office address, no branches, and no business outlets. It uses high -tech services such as international Internet to establish a close connection with customers to provide comprehensive aspects Financial Services. The other type is based on the existing traditional banks, using the Internet to carry out traditional banking business trading services, that is, traditional banks use the Internet as new service methods to provide customers with online services. Extension on the Internet. This is the main form of online banking, and it is also the online banking development model adopted by most commercial banks. (2) Classification according to the service object. If according to service objects, we can divide online banks into two types of personal online banking and enterprise online banking. ① Personal online banking. Personal online banking is mainly suitable for daily consumption payment and transfer of individuals and families. Customers can complete real -time query, transfer, online payment and remittance functions through personal online banking services. The emergence of personal online banking services marks the direct extension of the bank's business tentacles to the family PC desktop of personal customers. It is easy to use and truly reflect the style of family banks. ② Corporate online banking. Enterprise online banking is mainly targeted at enterprises such as enterprises and government departments. Enterprise and institutional organizations can understand the financial operation of the enterprise in real time through the company's online banking services, timely deploy funds within the organization, easily handle large -scale online payment and salary issuance business, and handle credit -related business. function The online banking plays a very important role in e -commerce. Whether it is a traditional transaction or an emerging e -commerce, the payment of funds is an important part of completing the transaction. The difference is that e -commerce emphasizes the payment process and the electronic payment method. Whether the electronic and networking of payment methods can be effectively realized is the key to the success or failure of online transactions, which is directly related to the development prospects of e -commerce. The electronic currency created by online banks and unique online payment functions provide strong support for the realization of electronic payment in e -commerce. As the ultimate executor of electronic payment and settlement, online banking plays a role in connecting the bond between the buyers and sellers. The electronic payment services provided by the online banking are the most critical elements and the highest level in e -commerce. The development of e -commerce and online banking is interactive and mutually beneficial, and affect each other. E -commerce has also brought huge room for business development to online banking. Therefore, with the development of e -commerce, the development of online banking is also an inevitable trend.
Personal online banking transaction limit maximum limit:
1, generation Kbao customer: transfer and payment limit of 500,000 yuan, a daily cumulative 1 million yuan (the limit cannot be increased);
2, second -generation K treasure (including including General Kbao) Customer: 1 million yuan for transfer and payment limit, 5 million yuan per day (the limit can be increased to any nationwide agricultural bank outlet);
3. 10,000 yuan, a daily cumulative 1 million yuan (the limit cannot be increased);
4, online banking IE certificate dynamic password card customer: transfer and payment limit single 1,000 yuan, a daily cumulative 3,000 yuan (the limit cannot increase increase To.
The expansion information:
(1) According to the existence of physical classification.
Inned whether there is a physical outlet, we can divide the online banks into two categories:
The electronic banks that rely on the Internet, which completely depends on the Internet, also called "virtual bank". Refers to online banks without actual physical counters. This kind of online banking generally has only one office address, no branches, and no business outlets. It uses high -tech services such as international Internet to establish a close connection with customers to provide comprehensive aspects Financial Services.
The other type is based on the existing traditional banks, using the Internet to carry out traditional banking business trading services, that is, traditional banks use the Internet as new service methods to provide customers with online services. Extension on the Internet. This is the main form of online banking, and it is also the online banking development model adopted by most commercial banks.
(2) Classification according to the service object.
If according to service objects, we can divide online banks into two types of personal online banking and enterprise online banking.
① Personal online banking. Personal online banking is mainly suitable for daily consumption payment and transfer of individuals and families. Customers can complete real -time query, transfer, online payment and remittance functions through personal online banking services. The emergence of personal online banking services marks the direct extension of the bank's business tentacles to the family PC desktop of personal customers. It is easy to use and truly reflect the style of family banks.
② Corporate online banking. Enterprise online banking is mainly targeted at enterprises such as enterprises and government departments. Enterprise and institutional organizations can understand the financial operation of the enterprise in real time through the company's online banking services, timely deploy funds within the organization, easily handle large -scale online payment and salary issuance business, and handle credit -related business.
function
The online banking plays a very important role in e -commerce. Whether it is a traditional transaction or an emerging e -commerce, the payment of funds is an important part of completing the transaction. The difference is that e -commerce emphasizes the payment process and the electronic payment method. Whether the electronic and networking of payment methods can be effectively realized is the key to the success or failure of online transactions, which is directly related to the development prospects of e -commerce. The electronic currency created by online banks and unique online payment functions provide strong support for the realization of electronic payment in e -commerce. As the ultimate executor of electronic payment and settlement, online banking plays a role in connecting the bond between the buyers and sellers. The electronic payment services provided by the online banking are the most critical elements and the highest level in e -commerce.
The development of e -commerce and online banking is interactive and mutually beneficial, and affect each other. E -commerce has also brought huge room for business development to online banking. Therefore, with the development of e -commerce, the development of online banking is also an inevitable trend.