1 thought on “I found that 90 % of my friends around me were full of debt. What was the situation?”
Jonathan
I found that 90%of the people around them are full of debt. What is the situation?
This from the overall population of 90%of the liabilities are slightly exaggerated. From business investment, business, services, etc., the physical industry is really huge.
Where do the liability come from?
The general entrepreneurial investment, the real economy of individual enterprises; credit loans of mortgage car loans; education investment, health diseases ... Family basic life leads to the minimal debt.
The debt is full of debt?
It from the perspective of the age structure of the debt group, the main body is based on the seventh eight -eight 0. The subject liabilities are also concentrated in a number of concentrations such as mortgage loans, car loans, and education and health diseases. The particularity of the age structure leads to family load.
Families after the 70s, there are elderly people, students, and car mortgages in the family ... There are three highs in the current society: "High house prices, high drug prices, and tuition fees." Countless families regard the "three highs" as the "three big mountains". A hundred square meters of houses, in third- and fourth -tier cities, mortgages are thousands of thousands of monthly, a small cold disease, and also seek medical treatment in third- and fourth -tier cities. The reimbursement part of the reimbursement is not the hospital. Yesterday, my grandson had a cold. One night in the hospital in the three children's hospitals, what CT700 was done. There were one or two high school students in the family. The cost of making up the lesson is to spend thousands of every year. What other art students are even more burn!
The people are mostly low -income groups. The annual income of urban and rural families is mostly more than 100,000, and tens of thousands of people may have more in the countryside ... Some prophets have a sense of social responsibility, and they can even be said to have conscience. Experts and scholars are shouting to control the "three highs"! Intersection Intersection The group owners who have the liabilities around you and me reduce the burden of pressure, so that the liability people have the regeneration of the vitality of breathing.
The people who are tired of debt are social elites or middle -class families. Imagine whether the bank has lent the banknotes to a poor poor man? No, even if there are very few, isn't the money invested and operated for social elites, bought a house for the middle class, and bought a car?
The liabilities around you, most of them have invested in real estate! Although the liabilities are tired, most of them are calculated according to fixed assets, and most of them are millions and millions of rich people!
The people who carry debts on their bodies often have a sense of crisis, and work and career will work harder and diligent, so they are the most advanced, and finally they are successful people! Therefore, within the scope of ability, carrying certain debts may not be bad things! And those who do not do business, eat, drink, and gamble, if they are liabilities, then it ’s another matter!
I is the building materials industry. I know more than 50 people in this market. At least 45 are the remaining five of the liabilities. Some soft decoration shop tile and sanitary ware shops in the main industry are that the money of millions of money is mostly borrowed loans but no business competition is difficult to impact online business platforms.
The ons liabilities should be divided into two:
. If your liabilities are the use of investment assets, such as buying a house, buying stocks, buying art, And the investment success rate is high. At this time, this debt is the embodiment of capabilities! This debt will make you gradually get rich!
but if the investment fails, then this liabilities are similar to the second case below! It will also make you gradually get poor.
. If your liabilities are used for personal consumption overdrafts, not investment assets, and your consumption behavior does not have a significant return. At this time, this liabilities will make you gradually become poor poor poor poor Intersection
has no 90%of the friends around me, and 60%, and there are many people's debt around me. Not to mention anything else, just say a credit card, there are no more than 700 million people who have announced China's liabilities. The total credit card overdue in the first quarter has exceeded 90 billion yuan, and there may be more if bank loans and online loans are added. In fact, since the previous year, in 2018, more and more people have liabilities. This year, more people affect liabilities due to the new crown epidemic.
A liabilities are nothing more than the following situations:
: It is investment. Everyone wants to get rich and changes the current status of their own and family members. Large income. I have a friend who opened a barbecue restaurant that joined the chain of 300,000 in the bank last year. The headquarters provided all the equipment. Since June last year, the decoration was started for four months. In place, even if the rent of four months is in vain, the renovation is completed until the end of October. It was opened for a month in November. I thought I could make some money during the Spring Festival. Stopped for half a year. In the epidemic control, his store was closed, because he had no money to run, and 300,000 hit water. The bank called every day and was miserable.
: It is the so -called project in previous years, what is split, capital disk, virtual currency, etc., a large number of people are recruited. After making money, all the bees have been in, as little as 30,000 to 50,000, as many as hundreds of thousands, millions of million. In July 2018, all these so -called projects disappeared overnight, and all people's money was rolled away. Many victims sued the power and wanted to get back their hard -earned money, but they were all gone. Most people's money is invested from credit cards or online loans. The platforms of these projects are gone, and these people have become liabilities. There are many such people around me. One of the female colleagues has invested more than 900,000 in these projects, all of which borrowed money from credit cards and online loans. Now 900,000 has become more than 1 million liabilities. Intersection It can't be sold for selling iron.
three: Another is excessive consumption. For example, some post -90s have the ability to make money, but in order to compare with others, they use credit cards to consume, and the results have become liabilities. I believe this There should be a few people with liabilities that cause liabilities in large consumption.
: It is online gambling. As long as you get on the Internet gambling, you will have hundreds of thousands of liabilities and millions of liabilities. There are still many online gambling platforms to seduce some people who do not know the truth to be deceived. There was a child around me who borrowed a lot of friends to gamble online and lost hundreds of thousands. Later, I took the house in the house to go to the usury mortgage loan and ran to Macau to gamble. Later, usury company took the house to go to the house to collect the house. The family knew that the house was no longer his own. It was terrible.
The people with liabilities are like cattle and hair now. I really do n’t know how they live in the future.
The economy is not good, wages are not high, and business is difficult to do, resulting in limited income, plus price increases. If you still want to be a mortgage, you will indeed be in debt!
First of all, "90 % of friends around you are full of debt". It is not exaggerated, and may even be more. This situation is as follows: Mortgage car loan super power consumption negative asset investment.
. Mortgage loan: The proportion of total liabilities is far ahead. For example, a male colleague said that one day is particularly painful every day. In the morning, I opened my eyes. Housing repayment.
. Car loan: After the mortgage, in recent years, with the rapid development of the Internet, the people's vision is getting wider and wider. At the same time, the comparison is increasing. There must be a car with a minimum of 100,000. ,
. Super power consumption: The definition of superpowers consumption personally believes that as long as the credit card Huayao pays borrowing borrowing, etc., you can be regarded as super power consumption. Generally, families are also monthly After the mortgage car loan, the money left is almost the same. Barely maintaining daily basic living expenses, it is impossible to meet the relevant expenses incurred by maintaining social relations at all. Many people consume the total consumption in order to face superpowers. Many people are used this month and repaid next month.
. Investment in negative assets: How many are blindly believed "Don't be afraid of liabilities, if the liabilities are for investment, that is to be net assets", I just evaluate this sentence, I just evaluate it. The benevolent sees the wisdom and wisdom, but after many people invest in asset investment, they have the phenomenon of insolvency.
Summary: The negative (owe) is always negative (owed), and it should be repaid sooner or later. People of the older generation often say that debtlessness is light, and only self -discipline, irritability, and desire can avoid liabilities. Eat less meat and compare a little less, naturally less liability. And cherish ...
The understand. Most people now talk about assets exceeding one million, tens of millions. But generally are fixed assets, but these fixed assets are obtained through their own accumulation and bank loans, and then certain assets have the possibility of value -added.
So although many people are currently a millionaire and millions of wealthy people, a large amount of assets are borrowed, and their own income is not very large. There are many specific factors of the family. Essence
The people with liabilities in the world have only been used for ten years, twenty years or more years!
The social society is a liability. A kind of economic liability, high -priced education, high housing prices, high medical care, deformity, marriage and funeral, etc., forcing people to strive to work hard to earn money. Come back to various existing bonds. The other is spiritual debt. After some people make money, they eat, drink and gamble on opium smoke. Life has less energy. Negative life. Another type of spirit is pursuing, ideal. Good for chess, planting flowers, fishing, running, running, etc. are both good for your health and the harmony of social life. Therefore, the debt irreversible view also depends on the different views of the current social environment and solving problems!
This pressure, parents are older, mortgage, car loan, and children's education, you can't get sick, you can't get sick, the salary of 3,400 yuan a month is really sad to hurt. Sorry!
I found that 90%of the people around them are full of debt. What is the situation?
This from the overall population of 90%of the liabilities are slightly exaggerated. From business investment, business, services, etc., the physical industry is really huge.
Where do the liability come from?
The general entrepreneurial investment, the real economy of individual enterprises; credit loans of mortgage car loans; education investment, health diseases ... Family basic life leads to the minimal debt.
The debt is full of debt?
It from the perspective of the age structure of the debt group, the main body is based on the seventh eight -eight 0. The subject liabilities are also concentrated in a number of concentrations such as mortgage loans, car loans, and education and health diseases. The particularity of the age structure leads to family load.
Families after the 70s, there are elderly people, students, and car mortgages in the family ... There are three highs in the current society: "High house prices, high drug prices, and tuition fees." Countless families regard the "three highs" as the "three big mountains". A hundred square meters of houses, in third- and fourth -tier cities, mortgages are thousands of thousands of monthly, a small cold disease, and also seek medical treatment in third- and fourth -tier cities. The reimbursement part of the reimbursement is not the hospital. Yesterday, my grandson had a cold. One night in the hospital in the three children's hospitals, what CT700 was done. There were one or two high school students in the family. The cost of making up the lesson is to spend thousands of every year. What other art students are even more burn!
The people are mostly low -income groups. The annual income of urban and rural families is mostly more than 100,000, and tens of thousands of people may have more in the countryside ... Some prophets have a sense of social responsibility, and they can even be said to have conscience. Experts and scholars are shouting to control the "three highs"! Intersection Intersection The group owners who have the liabilities around you and me reduce the burden of pressure, so that the liability people have the regeneration of the vitality of breathing.
The people who are tired of debt are social elites or middle -class families. Imagine whether the bank has lent the banknotes to a poor poor man? No, even if there are very few, isn't the money invested and operated for social elites, bought a house for the middle class, and bought a car?
The liabilities around you, most of them have invested in real estate! Although the liabilities are tired, most of them are calculated according to fixed assets, and most of them are millions and millions of rich people!
The people who carry debts on their bodies often have a sense of crisis, and work and career will work harder and diligent, so they are the most advanced, and finally they are successful people! Therefore, within the scope of ability, carrying certain debts may not be bad things! And those who do not do business, eat, drink, and gamble, if they are liabilities, then it ’s another matter!
I is the building materials industry. I know more than 50 people in this market. At least 45 are the remaining five of the liabilities. Some soft decoration shop tile and sanitary ware shops in the main industry are that the money of millions of money is mostly borrowed loans but no business competition is difficult to impact online business platforms.
The ons liabilities should be divided into two:
. If your liabilities are the use of investment assets, such as buying a house, buying stocks, buying art, And the investment success rate is high. At this time, this debt is the embodiment of capabilities! This debt will make you gradually get rich!
but if the investment fails, then this liabilities are similar to the second case below! It will also make you gradually get poor.
. If your liabilities are used for personal consumption overdrafts, not investment assets, and your consumption behavior does not have a significant return. At this time, this liabilities will make you gradually become poor poor poor poor Intersection
has no 90%of the friends around me, and 60%, and there are many people's debt around me. Not to mention anything else, just say a credit card, there are no more than 700 million people who have announced China's liabilities. The total credit card overdue in the first quarter has exceeded 90 billion yuan, and there may be more if bank loans and online loans are added. In fact, since the previous year, in 2018, more and more people have liabilities. This year, more people affect liabilities due to the new crown epidemic.
A liabilities are nothing more than the following situations:
: It is investment. Everyone wants to get rich and changes the current status of their own and family members. Large income. I have a friend who opened a barbecue restaurant that joined the chain of 300,000 in the bank last year. The headquarters provided all the equipment. Since June last year, the decoration was started for four months. In place, even if the rent of four months is in vain, the renovation is completed until the end of October. It was opened for a month in November. I thought I could make some money during the Spring Festival. Stopped for half a year. In the epidemic control, his store was closed, because he had no money to run, and 300,000 hit water. The bank called every day and was miserable.
: It is the so -called project in previous years, what is split, capital disk, virtual currency, etc., a large number of people are recruited. After making money, all the bees have been in, as little as 30,000 to 50,000, as many as hundreds of thousands, millions of million. In July 2018, all these so -called projects disappeared overnight, and all people's money was rolled away. Many victims sued the power and wanted to get back their hard -earned money, but they were all gone. Most people's money is invested from credit cards or online loans. The platforms of these projects are gone, and these people have become liabilities. There are many such people around me. One of the female colleagues has invested more than 900,000 in these projects, all of which borrowed money from credit cards and online loans. Now 900,000 has become more than 1 million liabilities. Intersection It can't be sold for selling iron.
three: Another is excessive consumption. For example, some post -90s have the ability to make money, but in order to compare with others, they use credit cards to consume, and the results have become liabilities. I believe this There should be a few people with liabilities that cause liabilities in large consumption.
: It is online gambling. As long as you get on the Internet gambling, you will have hundreds of thousands of liabilities and millions of liabilities. There are still many online gambling platforms to seduce some people who do not know the truth to be deceived. There was a child around me who borrowed a lot of friends to gamble online and lost hundreds of thousands. Later, I took the house in the house to go to the usury mortgage loan and ran to Macau to gamble. Later, usury company took the house to go to the house to collect the house. The family knew that the house was no longer his own. It was terrible.
The people with liabilities are like cattle and hair now. I really do n’t know how they live in the future.
The economy is not good, wages are not high, and business is difficult to do, resulting in limited income, plus price increases. If you still want to be a mortgage, you will indeed be in debt!
First of all, "90 % of friends around you are full of debt". It is not exaggerated, and may even be more. This situation is as follows: Mortgage car loan super power consumption negative asset investment.
. Mortgage loan: The proportion of total liabilities is far ahead. For example, a male colleague said that one day is particularly painful every day. In the morning, I opened my eyes. Housing repayment.
. Car loan: After the mortgage, in recent years, with the rapid development of the Internet, the people's vision is getting wider and wider. At the same time, the comparison is increasing. There must be a car with a minimum of 100,000. ,
. Super power consumption: The definition of superpowers consumption personally believes that as long as the credit card Huayao pays borrowing borrowing, etc., you can be regarded as super power consumption. Generally, families are also monthly After the mortgage car loan, the money left is almost the same. Barely maintaining daily basic living expenses, it is impossible to meet the relevant expenses incurred by maintaining social relations at all. Many people consume the total consumption in order to face superpowers. Many people are used this month and repaid next month.
. Investment in negative assets: How many are blindly believed "Don't be afraid of liabilities, if the liabilities are for investment, that is to be net assets", I just evaluate this sentence, I just evaluate it. The benevolent sees the wisdom and wisdom, but after many people invest in asset investment, they have the phenomenon of insolvency.
Summary: The negative (owe) is always negative (owed), and it should be repaid sooner or later. People of the older generation often say that debtlessness is light, and only self -discipline, irritability, and desire can avoid liabilities. Eat less meat and compare a little less, naturally less liability. And cherish ...
The understand. Most people now talk about assets exceeding one million, tens of millions. But generally are fixed assets, but these fixed assets are obtained through their own accumulation and bank loans, and then certain assets have the possibility of value -added.
So although many people are currently a millionaire and millions of wealthy people, a large amount of assets are borrowed, and their own income is not very large. There are many specific factors of the family. Essence
The people with liabilities in the world have only been used for ten years, twenty years or more years!
The social society is a liability. A kind of economic liability, high -priced education, high housing prices, high medical care, deformity, marriage and funeral, etc., forcing people to strive to work hard to earn money. Come back to various existing bonds. The other is spiritual debt. After some people make money, they eat, drink and gamble on opium smoke. Life has less energy. Negative life. Another type of spirit is pursuing, ideal. Good for chess, planting flowers, fishing, running, running, etc. are both good for your health and the harmony of social life. Therefore, the debt irreversible view also depends on the different views of the current social environment and solving problems!
This pressure, parents are older, mortgage, car loan, and children's education, you can't get sick, you can't get sick, the salary of 3,400 yuan a month is really sad to hurt. Sorry!